Credit Card Games for Children

Present-day children are much different from the children we once were. They have different values and ideals and play different games. They are growing up in the times of cell phones and Internet, reality shows and computers. Most of them learn how to use a computer before they learn how to read. They are good at using all kinds of devices and equipment and they play high tech games. They also enjoy playing business games.

Money games have long been popular among children as well as adults. You can hardly find an American who hasn’t played monopoly. This board game is extremely interesting. It first appeared on the market in 1935. Since that time it has been upgraded several times. Today it is a number one financial game.

By playing monopoly children learn how to plan and manage their finances. They are real businessman and woman, purchasing goods, real estate and factories. And all the purchases have usually been made with fake dollars. But the latest edition of Monopoly has a unique feature. Now you can use plastic instead of cash! No doubt this was truly a brilliant idea. Who can believe in a businessman or woman without a credit card?

And this is not the only example of credit cards entering a child’s world. Little girls can help their cute little Barbie to make a purchase with her tiny credit card. Of course, these young ladies do not learn anything about credit card fees, rates and credit limits. Who can set a limit to a child’s imagination? With a pink credit card in her hand Barbie buys cute outfits, nice cars and even houses.

Children need to learn how to manage their money. Games is the way children prepare for their adult life. It is the responsibility of their parents to guide them. Fake credit cards can be used for starting your kids’ credit card education. Of course, a 6-year-old will not understand what a balance transfer is but it is not a bad idea to explain the child that nothing comes for free and even if he or she buys something with a credit card the time will come to pay for it.

Parents should especially pay attention to teenagers. They are old enough to understand the basics of credit card management. This idea is fully understood by Bank of America. Together with Hello Kitty brand it issues special credit cards for kids. Parents apply for the card and teach children how to use plastic. Another card for children is Visa Buxx Card. Parents can put money on the accounts and monitor how children spend it. Right now a new credit card ‘for boys’ is being developed.